When you use our application, we collect and store your personal information provided by you from time to time. We do so to ensure that you are provided a safe, efficient, smooth and seamless experience. This also allows us to understand your needs and provide for services and features that best suit them. We strive to provide for customizations on our application to ensure that your experience is always safer and easier. This requires collection of personal information to the extent necessary for achieving this purpose and objective. You may please note that it is mandatory to register yourself in order to use the app. And once you give us your personal information, you are not anonymous to us. We may automatically track certain information about you based upon your behaviour on our app to the extent we deem fit. If you choose to transact on the app, we collect information about your transaction behaviour. We collect some additional information, such as a billing address, details of recipient or payer of the transaction, location, etc. which may be used for providing better experience to you while using the App. If you choose to provide information by way of messages on our message boards (as & when available) and/or chat rooms or any other message areas or if you prefer to leave feedback, we will collect that information you provide to us. We retain this information as necessary to resolve disputes in terms of transactions and otherwise, where needed, provide customer support and troubleshoot problems as permitted by law. We collect personally identifiable information (email address, name, phone number, Aadhar number etc.) from you when you register with us to create your unique identification in terms of a Virtual Payment Address and/or any other unique registration identification that is/shall be made available to our customers.
When you download & install our mobile application on your mobile phone and execute/run/open, first time we will send OTP to your mobile phone and we will read the OTP number automatically for the purpose for verification with your registered details. As our application is only for registered agents only. We primarily use this information to detect fraud & unauthorized usage of gmspaysmartbiz.com. We read SMS message & routing information only for mobile number verification purposes during first time installation. We do not read messages sent by any service other than OTP sent by us itself for verification purpose.
We use personal information to provide the services you request. We use your personal information to resolve disputes; troubleshoot problems; Send money, collect money; measure consumer interest in our products and services and we may use this information to keep you apprised on any online and offline offers, products, services, and updates that shall be made available for use of our customers. We use the information thus obtained to customize your experience; detect and protect us against error, fraud and other criminal activity; enforce our terms and conditions which are an integral part of the use of this application; and as otherwise described to you at the time of such collection. We identify and use your IP address to help diagnose problems with our server, and to administer our app. Your IP address is also used to help identify you and to gather broad demographic information. gmspaysmartbiz.com uses the SMS platform for sending messages related to password reset, Beneficiary addition, Maintenance Notification, Promotional offers for our Agents etc.
Our app has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control and follows the best practices in the industry in this regard. Whenever you change or access your account information, it is through secure channels. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.
Please contact us regarding any questions regarding this policy, at Support@gmspaysmartbiz.com
TERMS & CONDITIONS Unless otherwise stated with respect to our products and / or services are offered on an "as is" basis without any warranty whatsoever either express or implied. gmspaysmartbiz.com representations, express or implied, including without limitation implied warranties of merchantability and fitness for a particular purpose. gmspaysmartbiz.com does not guarantee the functions contained in the site will be uninterrupted or error-free, that this site or its server will be free of viruses or other harmful components or defects will be corrected even if gmspaysmartbiz.com is aware of them. Copyright and Trademark Unless otherwise noted, all materials on this site are protected as the copyrights, trademarks and/ or other intellectual properties owned by gmspaysmartbiz.com or by other parties that have licensed their material to gmspaysmartbiz.com. All rights not expressly granted are reserved. TERMS AND CONDITIONS Please read the following terms and conditions very carefully as your use of service is subject to your acceptance of and compliance with the following terms and conditions ("Terms").By subscribing to or using any of our services you agree that you have read, understood and are bound by the Terms, regardless of how you subscribe to or use the services. If you do not want to be bound by the Terms, you must not subscribe to or use our services. In these Terms, references to "you", "User" shall mean the end user accessing the App, Website, its contents and using the Services offered through the Website. "Service Providers" mean independent third party service providers, and "we", "us" and "our" shall mean gmspaysmartbiz.com, its franchisor, affiliates and partners.INTRODUCTION:1. gmspaysmartbiz.com ("Website") and the App are an Internet and App based payment acceptance platform services owned and operated by gmspaysmartbiz.com, a company incorporated under the laws of India.2. Use of the App or the Website is offered to you conditioned on acceptance without modification of all the terms, conditions and notices contained in these Terms, as may be posted on the Website from time to time. gmspaysmartbiz.com at its sole discretion reserves the right not to accept a User from registering on the App or Website without assigning any reason thereof. SERVICES OFFERED:MOS Utility Private Limited provides App and Internet-based services through the App and Web Site that enables users to initiate and complete the payment transactions towards the services provided by it. Upon making the payment, gmspaysmartbiz.com shall update the relevant billing engine modules to record the payment made by you by using valid and self owned payment instruments.